Send Money For Free With Send To Kuda App, use kikio.ng referral on signup. The referral code is RpNm4t7z
Kuda is the Best Mobile Banking Nigeria Today. A licensed microfinance digital bank (by CBN) with headquarters in Lagos and London. It offers transparent, branchless banking with minimal charges, and many features are entirely free
Enjoy Kuda Free Transfers and ₦1,000 Signup Fee by using referral code RpNm4t7z on registration
To enjoy free transfers in Nigeria download the Kuda app via this link: https://kuda.onelink.me/abUI/oq81iu08 and join with this code: RpNm4t7z.
How to get Kuda App ₦1,000 Signup Bonus
Follow these steps to claim your signup bonus from Kuda. Missing any step, most importantly the referral code will mean you cannot wnjoy this bonanza.
- Download the Kuda app – Install from Google Playstore, Apple Store, or via this link. https://kuda.onelink.me/abUI/oq81iu08
- Create an account – Tap Start, fill in your details, and set a password.
- Enter Referral Code: RpNm4t7z – Select “Have a referral code?” and type in the code.
- Verify your account – Upload your BVN, ID, and selfie for full access.
- Make first transaction – Buy ₦500 airtime – Fund your wallet and make a transaction, it can be at least an airtime purchase through the app.
- Receive ₦1,000 bonus – Once conditions are met, the bonus is credited to your account (usually within 24 hours).
Please note: To enjoy free transfers on Kuda. Download the Kuda app here (https://kuda.onelink.me/abUI/oq81iu08) and join with this code: RpNm4t7z.
Kuda Referral Bonus: Make Money 2025
Kuda rewards both new and existing users through its referral program. As a new user, you’ll receive a ₦1,000 signup bonus when you register with the referral code RpNm4t7z, verify your account, and buy at least ₦500 airtime.
As an existing user, you can share your referral code with friends and earn once they complete the same steps.
Kuda is the best mobile banking experience in Nigeria today. Kuda offers several key advantages that make it stand out among digital banks in Nigeria. There are no maintenance fees on accounts, and users enjoy up to 25 free monthly transfers to any Nigerian bank. After that limit, each additional transfer costs just ₦10, which is far cheaper than traditional banks. You can also send money easily using Kuda usernames—no need for account numbers. Onboarding is simple through the mobile app, and debit cards can be delivered straight to your address for convenience.
This is a great way to make extra money while enjoying free banking services. All you need to do is share your referral link or code with others, and each successful signup gives you a reward.
Does Kuda Give Free Transfers?
Yes. Every Kuda account comes with 25 free transfers to other Nigerian banks each month. After using them, additional transfers cost only ₦10 each.
Transfers to other Kuda accounts are always free and can be made using:
- Account number
- Phone number
- Username
- Beneficiary’s name
This makes it easy and affordable to send money anytime.
Kuda has simplified banking in Nigeria by offering 25 free transfers every month and a ₦1,000 signup bonus when you join with referral code RpNm4t7z.
It’s secure, licensed by the CBN, and available nationwide. Whether you want to save on banking fees, send money for free, or earn extra through referrals, Kuda is one of the best options available today.
Signup now with this link and use the referral code RpNm4t7z to claim your bonus.
Is Kuda legit?
Yes. Kuda is a licensed microfinance bank under the Central Bank of Nigeria (CBN), and your deposits are insured by the NDIC.
How long does it take to get the ₦1,000 signup bonus?
The bonus is usually credited within 24 hours after you verify your account and purchase ₦500 airtime.
Can I withdraw my referral bonus?
Yes, you can send it to another bank account or use it to buy airtime, pay bills, or shop directly from the Kuda app.
What happens if I forget to enter the referral code?
Without entering RpNm4t7z during signup, you won’t qualify for the ₦1,000 bonus. Make sure you enter it correctly when registering.
Does Kuda charge hidden fees?
No. Kuda is transparent—no maintenance fees, and transfers beyond the 25 free ones are only ₦10 each.